Living Life Richly on the Cheap #0

#0 $1000 Emergency fund.

I cannot stress enough how important having a $1000 emergency fund is. I numbered this one #0 because without it, I could not live as "richly on the cheap" as I do. My friend Brian blogged about this one as well. Read his post. He basically said everything I wanted to say. In a nut shell, if you don't have a $1000, find a way to get it asap.