Monday, October 13, 2008

50,000 for the 3rd time.


Zimbabwe is out with a New-New-New $50,000 banknote. There are 14 hidden Zero's behind the 4 that are visible. Inflation is running at two 5.77 188 Trillion 10.2 Quadrillion percent per year. (Price doubling about every 9 days) I'm guessing that the 100K note will come out in about a week and a half.

New Links

Sunday, October 12, 2008

How much is that new property tax going to cost me?


Here is Xenia, Oh there are 5 tax renewals or increases on the November ballot. Each are measured in mills. So what is a mill? A mill is one thousandth of assessed value of your property. Here in Ohio the assessed value is 35% of your appraised value. There is also a 10% rollback and other mysterious "any [other] reimbursements". If you live in Greene County Ohio, you can look this up here. Most other counties in Ohio have similar sites. You can find then using Google by searching [Your County's Name] County GIS.

Here are the issues in Xenia:
#20 Xenia Community City School District Income Tax- Bond Issue
4.2 Mills
$132 per year on a 100K house
1/2 % Income Tax Increase
$194 per year on the average family income of 43K

Greene County Children Services Board Replacement/Increase- Operating
1.5 mills
$48 per year on a 100K house

Greene County Greene Memorial Hospital Renewal- Operating
0.5 mills
$16 per year on a 100K house

Greene County Mental Retardation and Developmental Disabilities Board Renewal- Operating
3.5 mills
$111 per year on a 100K house

Greene County Mental Health and Recovery Board Replacement/Increase- Operating
2 mills
$63 per year on a 100K house

I'm voting no all the tax issues. I'll lay out my reasons in a another post.

Here is a calculator I came up with so you can figure out what a tax issue would cost.

Ohio Millage Property Tax Calculator.

Appraised Value of your House:


Mill Rate:


Yearly Tax Increase:



This is only an estimate and includes the 10% rollback, but not the mysterious other deductions. If you live in your property you may be eligible for a 2.5% decrease. Also if you are 65 or older you maybe eligible for a Homestead deduction.

Saturday, October 11, 2008

Lily Master of the Playground

Here is a break from all the political posts. A new video of Lily mastering the playground.




Wednesday, October 08, 2008

Who is the Liberal Now?

Are you upside down on your home mortgage? Don't worry John McCain and the government will take care of you. Here is what McCain said last night in the debate:

You know that home values of retirees continues to decline and people are no longer able to afford their mortgage payments. As president of the United States, Alan, I would order the secretary of the treasury to immediately buy up the bad home loan mortgages in America and renegotiate at the new value of those homes -- at the diminished value of those homes and let people be able to make those -- be able to make those payments and stay in their homes.

Is it expensive? Yes. But we all know, my friends, until we stabilize home values in America, we're never going to start turning around and creating jobs and fixing our economy. And we've got to give some trust and confidence back to America.



This is non-sense and completely crazy. Maybe I should fall behind on my mortgage so the government will take care of me. Never mind the fact that the Fed will have the print the money out of thin air to pay for this. Hold on the your hats, we are going to be in for a wild economic ride as long as the government keeps interfering. Between this proposal and Bomb Bomb, Bomb Iran, there is no way I can vote for McCain. (or Obama.) I honestly, do not know which will do more harm to our county. I encourage you to vote 3rd party. I'll have more on this in a later post.

Tuesday, October 07, 2008

Living Life Richly on the Cheap #11


#11 Free GPS.

Danielle found a great offer from Discover Credit Card. Sign up for a Discover Miles Card, make one purchase and they will send you a free Garmin Nuvi 200 GPS. I signed up for the card online and made one purchase to buy gas. About 6 weeks after signing up for the card, I received my free GPS as advertised shipped from Amazon.com. The GPS works great. Even if I had to pay the $160 or so dollars for it, it would be worth it. It not only gives you directions, it also knows where all the good places to eat are. The offer is still valid here.

I must warn you, I have no clue what it does to your credit rating, so if you are going to buy a house or something on credit, I wold skip this offer. Also, credit cards can easily turn into monsters, so if you have trouble paying your bills on time, or are carrying a balance, or spend to much with a credit card, I would also pass on this offer as well. I'll save my theory on credit cards for another post.

Those of you interested in the features of the GPS feel free to contact me.

Sunday, October 05, 2008

I see an Empire Falling...

The National Debt Clock has run out of digits. The most fascinating part of the whole clip to me was when a New Yorker said near the end "I see an Empire falling".

Maybe we should just knock off ten zeros. They tried that in Zimbabwe.